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The U.S. Treasury is providing a one-time deposit to Kick start savings for eligible children. $1,000 for children born in 2025-2028. $250 (through the Dell Foundation) for children under age 11. Ask us how to sign up when you drop off your taxes! For more information, go to: https://trumpaccounts.gov/

Maximizing your tax brackets during Roth conversions can significantly enhance your retirement savings! By strategically converting funds from a traditional IRA to a Roth IRA when you're in a lower tax bracket, you can minimize your tax liability now and enjoy tax-free withdrawals later. Consider consulting a financial advisor to find the best timing for your conversions!

When a spouse passes away, it's crucial to ensure that your bank accounts are structured properly to avoid financial stress to your heirs. Consider setting up your accounts as Payable on Death (POD) or Transfer on Death (TOD) accounts. This allows you to designate a beneficiary who can access the funds immediately, bypassing the probate process. Review your account ownership and beneficiary designations to ensure your loved ones have the support they need during a difficult t

Thinking about cashing in your retirement when you change jobs? Think twice! When you leave an employer, it can be tempting to take a lump sum from your 401(k) or retirement plan -- but that decision can come with big tax consequences. The amount you cash out is fully taxable as income in the year you receive it. If you're under age 59 1/2, you'll also face an additional 10% early withdrawal penalty. Instead of cashing out, consider doing a Direct Rollover to an IRA. A rollov